Service

Financial Restructuring

Right-size the balance sheet without compromising clinical excellence.

Financial Restructuring
Financial Restructuring overview

Overview

What this engagement looks like

Hospitals carrying legacy debt, mismatched payer mixes, or stranded capex burdens need more than refinancing — they need a financial architecture rebuilt around the realities of healthcare cash flow. We help CFOs and Boards engineer durable financial structures.

When to engage us

Challenges we typically solve

01

Debt-service coverage ratios under pressure

02

Working-capital gaps from payer reimbursement delays

03

Capex commitments outpacing operating cash generation

04

Suboptimal payer mix dragging on realized rates

How we work

Our approach

01

Diagnose

Forensic review of debt stack, working-capital cycle and payer-rate economics.

02

Model

Build a 5-year integrated financial model with stress-tested scenarios.

03

Restructure

Negotiate with lenders, restructure debt, optimize payer contracts.

04

Govern

Embed KPI-driven board dashboards so gains stick.

What you receive

  • Integrated 5-year financial model (P&L, cash flow, balance sheet)
  • Debt-restructuring plan negotiated with key lenders
  • Payer-contract renegotiation playbook
  • Board-grade dashboard for ongoing financial governance

Outcomes you can expect

  • DSCR improvement of 0.3–0.6x within 12 months
  • Working capital cycle compressed by 20–35 days
  • Realized rate uplift of 4–8% on renegotiated payer contracts
Healthcare professional

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